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Archive for January 5th, 2021
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A economic watchdog has released high-cost credit numbers when it comes to time that is first
A watchdog that is financial released regulatory information in the high-cost credit marketplace for the very first time – and has now revealed that borrowers paid back a lot more than 165 % regarding the price of their original loans.
The Financial Conduct Authority’s (FCA) numbers, for between July 2017 and June year that is last indicated that over 5.4 million loans had been produced in that point with £1.3bn borrowed and £2.1bn repaid in total.
Customers borrow £1.3 billion each year and repay over £2 billion – read our insights to the high-cost term credit market #f that is short
The collapse of Wonga, whom disappeared through the market final September, is perhaps perhaps not taken into consideration into the numbers which reveal that financing volumes was indeed in the increase since 2016 – but had been lower compared to 2013.
High-cost loans stay a massive motorist of poverty, with soaring interest levels making re re payments quickly compare to unaffordable degree, trapping individuals with debt. Read more »
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The fresh York Era
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